Axis Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹2528.05(R) +0.02% ₹2603.62(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.47% 5.96% 6.11% 6.95% 7.26%
LumpSum (D) 7.77% 6.27% 6.42% 7.26% 7.53%
SIP (R) -9.01% 4.97% 5.42% 5.29% 5.92%
SIP (D) -8.76% 5.27% 5.73% 5.59% 6.22%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.07 -0.34 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.86% 0.0% -0.15% - 0.63%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Axis Banking & PSU Debt Fund - Regular Plan - Monthly IDCW 1037.26
0.1700
0.0200%
Axis Banking & PSU Debt Fund - Direct Plan - Monthly IDCW 1037.45
0.1800
0.0200%
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW 1039.13
0.0000
0.0000%
Axis Banking & PSU Debt Fund - Direct Plan - Daily IDCW 1039.13
0.0000
0.0000%
Axis Banking & PSU Debt Fund - Regular Plan - Weekly IDCW 1039.88
0.1700
0.0200%
Axis Banking & PSU Debt Fund - Direct Plan - Weekly IDCW 1039.97
0.1800
0.0200%
Axis Banking & PSU Debt Fund - Regular Plan - Growth option 2528.05
0.4200
0.0200%
Axis Banking & PSU Debt Fund - Direct Plan - Growth Option 2603.62
0.4500
0.0200%

Review Date: 17-01-2025

Axis Banking & PSU Debt Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 13 out of 19 funds in the category. The fund has delivered return of 7.47% in 1 year, 5.96% in 3 years, 6.11% in 5 years and 7.26% in 10 years. The category average for the same periods is 7.69%, 6.05%, 6.28% and 7.11% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.86, VaR of 0.0, Average Drawdown of -0.12, Semi Deviation of 0.63 and Max Drawdown of -0.15. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Axis Banking & PSU Debt Fund direct growth option would have grown to ₹10777.0 in 1 year, ₹12001.0 in 3 years and ₹13650.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Axis Banking & PSU Debt Fund direct growth option would have grown to ₹11422.0 in 1 year, ₹39012.0 in 3 years and ₹69362.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 0.86 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.07 which shows poor performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47
0.42
0.15 | 0.51 6 | 22 Very Good
3M Return % 1.50
1.41
1.05 | 1.72 5 | 22 Very Good
6M Return % 3.66
3.68
3.42 | 3.88 14 | 22 Average
1Y Return % 7.47
7.69
7.15 | 8.42 18 | 22 Average
3Y Return % 5.96
6.05
5.39 | 8.26 13 | 19 Average
5Y Return % 6.11
6.28
5.60 | 7.22 10 | 15 Average
7Y Return % 6.95
6.83
5.95 | 7.57 6 | 15 Good
10Y Return % 7.26
7.11
6.32 | 7.47 5 | 12 Good
1Y SIP Return % -9.01
-8.96
-9.28 | -8.77 14 | 22 Average
3Y SIP Return % 4.97
5.16
4.82 | 5.62 17 | 19 Poor
5Y SIP Return % 5.42
5.60
5.11 | 6.64 11 | 15 Average
7Y SIP Return % 5.29
5.38
4.83 | 5.85 11 | 15 Average
10Y SIP Return % 5.92
5.82
5.28 | 6.16 7 | 13 Good
Standard Deviation 0.86
1.29
0.73 | 3.21 2 | 19 Very Good
Semi Deviation 0.63
0.94
0.52 | 1.70 2 | 19 Very Good
Max Drawdown % -0.15
-0.87
-2.46 | 0.00 2 | 19 Very Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.12
-0.58
-1.67 | 0.00 2 | 19 Very Good
Sharpe Ratio -1.07
-0.80
-1.12 | 0.38 17 | 19 Poor
Sterling Ratio 0.58
0.55
0.41 | 0.77 5 | 19 Very Good
Sortino Ratio -0.34
-0.24
-0.36 | 0.36 18 | 19 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50 0.46 0.18 | 0.55 7 | 21
3M Return % 1.57 1.51 1.13 | 1.81 5 | 21
6M Return % 3.80 3.88 3.62 | 4.06 16 | 21
1Y Return % 7.77 8.09 7.55 | 8.70 19 | 21
3Y Return % 6.27 6.48 5.78 | 8.56 13 | 18
5Y Return % 6.42 6.72 6.01 | 7.44 11 | 14
7Y Return % 7.26 7.25 6.13 | 7.90 9 | 14
10Y Return % 7.53 7.49 6.81 | 7.88 5 | 12
1Y SIP Return % -8.76 -8.63 -8.95 | -8.45 18 | 21
3Y SIP Return % 5.27 5.57 5.27 | 5.92 18 | 18
5Y SIP Return % 5.73 6.00 5.49 | 6.90 13 | 14
7Y SIP Return % 5.59 5.79 5.23 | 6.19 11 | 14
10Y SIP Return % 6.22 6.24 5.71 | 6.58 8 | 12
Standard Deviation 0.86 1.29 0.73 | 3.21 2 | 19
Semi Deviation 0.63 0.94 0.52 | 1.70 2 | 19
Max Drawdown % -0.15 -0.87 -2.46 | 0.00 2 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.12 -0.58 -1.67 | 0.00 2 | 19
Sharpe Ratio -1.07 -0.80 -1.12 | 0.38 17 | 19
Sterling Ratio 0.58 0.55 0.41 | 0.77 5 | 19
Sortino Ratio -0.34 -0.24 -0.36 | 0.36 18 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.14 ₹ 10,014.00 0.14 ₹ 10,014.00
1M 0.47 ₹ 10,047.00 0.50 ₹ 10,050.00
3M 1.50 ₹ 10,150.00 1.57 ₹ 10,157.00
6M 3.66 ₹ 10,366.00 3.80 ₹ 10,380.00
1Y 7.47 ₹ 10,747.00 7.77 ₹ 10,777.00
3Y 5.96 ₹ 11,898.00 6.27 ₹ 12,001.00
5Y 6.11 ₹ 13,451.00 6.42 ₹ 13,650.00
7Y 6.95 ₹ 16,009.00 7.26 ₹ 16,338.00
10Y 7.26 ₹ 20,154.00 7.53 ₹ 20,676.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.01 ₹ 11,405.29 -8.76 ₹ 11,421.82
3Y ₹ 36000 4.97 ₹ 38,833.38 5.27 ₹ 39,012.34
5Y ₹ 60000 5.42 ₹ 68,826.18 5.73 ₹ 69,361.92
7Y ₹ 84000 5.29 ₹ 101,390.44 5.59 ₹ 102,503.35
10Y ₹ 120000 5.92 ₹ 162,619.08 6.22 ₹ 165,174.00
15Y ₹ 180000 ₹ ₹


Date Axis Banking & Psu Debt Fund NAV Regular Growth Axis Banking & Psu Debt Fund NAV Direct Growth
17-01-2025 2528.0499 2603.6176
16-01-2025 2527.6327 2603.168
15-01-2025 2524.3681 2599.7858
14-01-2025 2522.6806 2598.028
13-01-2025 2521.9561 2597.262
10-01-2025 2524.5747 2599.8989
09-01-2025 2524.1273 2599.4182
08-01-2025 2524.6564 2599.9431
07-01-2025 2524.9296 2600.2046
06-01-2025 2523.9733 2599.1998
03-01-2025 2522.0573 2597.1669
02-01-2025 2521.3813 2596.4509
01-01-2025 2521.1305 2596.1727
31-12-2024 2520.9475 2595.9644
30-12-2024 2519.5305 2594.4853
27-12-2024 2518.1081 2592.9608
26-12-2024 2517.1961 2592.0019
24-12-2024 2516.2756 2591.0143
23-12-2024 2516.6147 2591.3436
20-12-2024 2515.1054 2589.7299
19-12-2024 2515.1229 2589.728
18-12-2024 2516.8191 2591.4546
17-12-2024 2516.1304 2590.7256

Fund Launch Date: 30/May/2012
Fund Category: Banking and PSU Fund
Investment Objective: To generate stable returns by investing predominantly in debt & money market instruments issued by Banks, Public Sector Units (PSUs) & Public FinancialInstitutions (PFIs).The scheme shall endeavor to generate optimum returns with low credit risk.
Fund Description: An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public SectorUndertakings & Public Financial Institutions
Fund Benchmark: NIFTY Banking &PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.